Top 5 Scratch Cards with the Highest RTP

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sasa, ditch the choma shops and dive into this instant-win gem by Microgaming. With a solid return to player rate of 96.57%, you’re lining up a better shot at payout than most scratch cards. Just scratch off digits until you land at least three matches, and you’ll see your stake get multiplied. The game’s split into two zones: Game 1 covers your base round, while Game 2 throws in a bonus gong if you hit the magic number 8.

• Minimum win: KSh 2,156; dream up to KSh 68,000,000
• Place bets from KSh 20 to KSh 500 using M-Pesa, Airtel Money or credit card
• Match three digits to unlock multipliers from 28x to 8,888x your bet

Remember, Kenya’s Betting Control and Licensing Board (BCLB) regulates online casinos here—so stick to licensed sites like CasinoRank for peace of mind.

Feeling cheeky? In this scratch card game, those pesky moles pop up with multiplier prizes if you whack them lucky. First, stake your cash (sasa through M-Pesa or Airtel Money), hit "New Card," then go to town on your virtual mallet.

Key objectives:

• Match three hammer strikes for an instant payout
• Win multipliers up to 10,000x—yes, that’s potentially KSh 1,000,000!
• Trigger bonus rounds by landing enough scatter symbols

No fancy gaming strategy here—just quick reflexes and a bit of shwari luck.

Poa vibes meet fairy tales in this non-3x3 scratch setup. Wish Upon a Jackpot teleports you to a storybook with symbols like the Gingerbread Man, Puss in Boots and the Frog Prince, each promising a payout if you scratch them off. Keep an eye out for the Godmother’s wand—when she shows up, she’ll shower bigger cash prizes your way in random bonus rounds.

It’s a laid-back way to chase easy wins without overthinking your gaming strategy.

achana na mimi if you think this is just another pig game. Pig Wizard is a 3D feast where wizard pigs chant spells, curses and blessings in a quest for multipliers.

• Land at least three star-robed pig wizards to bag 100x your stake (up to KSh 10,000 if you’re playing at KSh 100)
• Unlock a mini virtual game: toss a digital dice to level up your potential payout
• A quirky mix of luck-based fun and bonus rounds

Despite sitting just under the ideal RTP, it’s still one of the more rewarding scratch cards online.

If you’re used to exciting online slots, give this wizard’s scratch card a go. NextGen Gaming’s Merlin’s Millions shrinks the action to a 3x3 grid—scratch off nine boxes and match three symbols to score.

• Payout icons: Merlin himself, glowing orbs, wise owls, and spell books
• Bets range from KSh 30 up to KSh 30,000—perfect whether you’re chipping in small or going all out
• Jackpot potential: a whopping KSh 37,500,000

No two scratches ever feel the same—just pure luck wrapped in Arthurian magic.

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